What Is Liability Car Insurance & What Does It Cover? Liability car insurance is the foundation of auto insurance in the United States. Almost every state legally requires it. If you drive without it, you are not just uninsured. You are legally exposed. At its core, liability car insurance pays for damage or injuries you […]
Builders Risk Insurance vs General Liability Choosing the wrong construction insurance can destroy a project financially. Many builders, contractors, and property owners confuse builders risk insurance with general liability insurance. They are not interchangeable. They cover different risks, different timelines, and different losses. This guide explains builders risk insurance vs general liability without marketing fluff. […]
Getting a Certificate of Insurance (COI) for an event typically takes 1–5 business days if all documentation is ready. The timeline depends on the type of event, insurance provider, and whether special coverage or endorsements are required. What is a Certificate of Insurance (COI)? A Certificate of Insurance (COI) is an official document that proves […]
Let’s be blunt. If you think liability insurance is optional, you’re wrong. Not “maybe wrong.” Completely wrong. Liability insurance is not about fear—it’s about reality. Accidents happen. People sue. Costs explode fast. And without coverage, one mistake can wipe you out. This guide explains liability insurance, what does liability insurance cover, general liability insurance, general […]
